Get Cut offs and expected cut offs for IBPS Exams for IBPS PO, IBPS Clerk and IBPS Specialist Officer and how the Cut Off and Final Cut Off calculated while converting the CWE and Interview Scores. Scroll Below to Understand each and every Cut Off calculation of IBPS.

Click Here for IBPS PO Mains Official Cut Off 2015

Click Here for IBPS PO Prelims Cut Off 2015

To know the Cut Off marks for the recent IBPS Exams Please check the links below:

Expected IBPS Clerk 2015 CWE V Cut Off

Expected IBPS PO CWE V Cut Off

Expected IBPS RRB CWE IV Cut Off

Expected IBPS Specialist Officer CWE V Cut Off

How, What, Why of IBPS Cut-Offs – Explained

Also get how is are the Combined Scores from CWE and Interview rounds converted to Scores out of 100 in the Final Results, scroll through and read!

IBPS, full form of which is Institute of Banking Personnel Selection is responsible for conducting various activities for recruitment and training of professionals in various streams for the government and allied institutes. The most popular among that is the IBPS recruitment for various bank jobs and especially government bank jobs at that. To this end, the IBPS conducts various examinations all year round for candidates aspiring to get a government bank job in India.

It is responsible for conducting examinations for various posts like probationary officers, clerks, management trainees, specialist officers, officers for scale I, II, III for Regional Rural Banks and much more for filling up various vacancies in government banks associated with it; all over India.

The process of IBPS recruitment is as follows:

IBPS Recruitment Notification for Various Exams
Processing Applications for candidates for exams
Issuing Admit Cards/Hall Tickets for IBPS Exams
Conducting of CWE, or Common Written Exam that is conducted online for the posts of PO, Clerk, SO and so on.
Evaluation of exams and declaring Results
Giving out call letters for Conducting Personal Interviews of short-listed candidates
Declaring IBPS Cut Off marks for various Exams
Hiring and Releasing a List of Candidates short listed for bank jobs alongside bank names

The details of each stage of process are available on the IBPS website ibps.in and of course on our site IBPSExamAdda from time to time, based on the relevant updates. Though the entire process is very streamlined and systematic, and not many have had trouble following the entire process and getting notified at each stage; yet there is at times confusion with regards to IBPS Cut-off for PO or IBPS Cut-off for Clerk or IBPS SO Cut-Off and so on. The reason is that the cut-offs are often for different categories/sections and this at times creates a bit of confusion in the minds of the candidates as to how the process of Cut-Off works and how to know the actual cut off marks for IBPS Exams. Moreover there are State Wise Cut-Off marks to add to the confusion. Well, we are here to explain the entire process and simplify the whole process behind IBPS Cut-Off and also tell you which cut off marks matter and which do not.

IBPS Cut Off Marks: Calculations, Meaning, and Significance:

IBPS releases cut-offs only after the entire recruitment process is over. In other words, it will not release this year’s cut-offs till the time the interviews are over, even if the IBPS CWE is over and done with and results are out. However, there is always an estimate of the cut off based on the results and expected cut offs are declared, which give you a rough idea of the level of cut off that can be expected for the year in various PO, Clerk, SPL and RRBs.

Candidates can get an estimate based on their IBPS CWE score and the expected PO or Clerk or SO cut offs as to whether or not they will receive an interview call for the next round of the recruitment process by IBPS. They can then start to prepare for the interviews. But often times there is confusion as to what are the actual cut offs and how are they calculated and how do they arrive at the state wise cut offs. After all there are broadly 3 types of cut-offs for IBPS, right:

1. One is the overall cut-off or category-wise cut off list based on the category the candidate falls as in General, OBC, SC, ST or PWD (Person with Disabilities, further divided as Hearing, Visually impaired and orthopedically challenged.)

2. Second is Section wise of Sectional IBPS Cut off that is for individual sections for Reasoning, General Awareness, English, Quantitative Analysis and Computer Applications.

3. Third is based is a State wise cut off which varies as per the state the candidate has applied from.

So which cut-off does actually matter? Which cut-off to follow and which cut-off will determine your fate of getting a bank job?

Well the answer is All of Them! Yes, all the above mentioned cut-offs matter. Let us get into the details of the same.

IBPS mainly has 5 sections: Let us take the example of PO/MT and Clerk:

Reasoning 50 marks for PO/MT and 40 marks for Clerk
Quantitative Analysis 50 marks for PO/MT and 40 marks for Clerk
English 40 marks for PO/MT and 40 for Clerk
General Awareness 40 for PO/MT and 40 for Clerk
Computer Application 20 for PO/MT and 40 for Clerk

Total of both Exams is 200 marks

Understanding the Cut-Offs:

I. Sectional Cut-Offs:

IBPS Cut-off marks as per subjects or sections of the syllabus are mainly the marks that a candidate requires to be considered ‘cleared’ in that section. Let us understand that better.

When we talk about sectional cut-offs, it means that minimum qualifying marks one needs for each of the subjects/sections.

So let’s take PO exam for a moment. If the announced cut-off for Reasoning section is say 8 out of 50, 7 on 50 for Quant, 7 on 40 for English, 7 on 40 for General Awareness, 5 on 20 for Computer it means that for the candidate to be eligible for the next round, he/she needs at least those number of marks in those sections as a bare minimum qualifying score to be ‘considered’ for the next round.

These cut-offs are different for different categories like General, Scheduled Caste (SC), Scheduled Tribes (ST), Other Backward Castes (OBC), PWD or Person with Disabilities that includes Orthopaedically Challenged (OC), Hearing Impaired (HI) and Visually Impaired (VI) and are announced as per these categories. So a candidate must see the cut-off for the category he/she belongs to.”

However it does not end here, having secured the minimum cut-off is only a one part of it. The person should also qualify based on the Overall Cut-offs Category Wise.

II. Overall Cut-Offs (Category wise Cut-Off):

This is the one that most can refer to as a basis of hoping to get a call for an interview. The way this works is pretty simple. It will give you overall cut-off marks out of 200. So if the candidate got more than that then there is a good chance an interview and selection. Again these cut-offs vary as per the categories of General, SC, ST, OBC, OC, HI, VI.

For example if the announced set of cut-offs are as 89 out of 200 so it means that Candidates having secured more than 89 stand a good chance of getting to the interview round and then eventually a job based on their performance in the interview.

How are Sectional cut-off and Overall Cut-off related?

Now in the above examples of sectional and overall cut-off marks, if you observe the total of sectional cut-offs it comes to 8+7+6+7+5 = 33 but the overall cut-off is at 89. So does that mean if you score 33 you are fine or it means you need to score 89?

Well, the sectional cut-off is for each of the subjects/sections. So in order to clear each section you need to score the minimum number of cut-offs for each of them. However, your total out of 200 needs to be equal or more than the Overall cut-off.

Let us understand this better. Consider the same cut-offs given in the above examples. Assuming a candidate appeared for the IBPS exams and scored the following marks:

Reasoning = 24, Quant = 27, English = 5, Computer = 12, General Awareness = 22

Now based on above examples, candidate’s total score is 90 out of 200, that is more than the overall cut-off. However this candidate will still not qualify since he did not clear the sectional cut-off in one section, in this case – English; which was at 7.

This is applicable to all section’s scores. You have to have more than the cut-offs marks in each section, as well as have more than the overall cut-off to have a chance of going to the next round of IBPS recruitment, that is interviews.

Calculation of the Final Cut Off Marks: Combined Cut Off Marks Calculation of the CWE Score and the Interview Scores in arriving at the Final Cut Off marks

The Final Cut off, Combined Cut off or the Overall Cut off as it is known, is arrived after considering the relative scores of the candidates out of 100.

Now the CWE is of 200 Marks and the Interview rounds are of 100 marks. Once both the scores are available the final scores and the cut off marks are calculated out of 100 instead of 300.

The weightage given to the CWE marks is 80/100 and the Interview is 20/100.

To arrive this number the CWE Marks out of 200 are multiplied by 0.4 and the Interview scores out of 100 is multiplied by 0.2.

So if a candidate score 125 out of 200 in CWE and 60 out of 100 in the Interview rounds, his score out of 100 will be as follow:

CWE Score out of 80: 125 x 0.4 = 50

Interview Score out of 20: 60 x 0.2 = 12

Thus the candidate scores 62/100 in the combined or Final IBPS Cut off.

III. State Wise Cut-Off:

This is crucial and the one that matters at the end of the day if the candidate has cleared both the sectional and overall cut-off limit. There is a state-wise cut-off list that is different for each state and at times is higher than the overall cut-off range. For example though, the overall cut-off is 89, the cut-off for Andhra Pradesh may be at 95 and that of Gujarat may be at 90. This means that candidates from Andhra Pradesh will need an overall score of at least 95 to be selected even though there are candidates who have scored over 89 marks. Same cut-off marks are lowered in case of Gujarat in this example, since the cut-off for that state is at 89.

Why this difference in Cut-off for every state?

The answer is actually pretty simple. The cut-offs are based on the number of vacancies available in state. The overall cut-off tells you who all can qualify for the next round – interviews, while sectional cut-off tells you the minimum score to clear each section. But when all that is taken into account, the state wise cut-offs are then created based on the vacancies available for each state.

In the above example, we saw that Andhra Pradesh had a cut-off of 95 and Gujarat only 89. This is not because IBPS is biased for people from Gujarat; it is simply because the number of vacancies in Gujarat is more than the number of candidates scoring the overall cut-off of 89. So the IBPS has no choice but to push the cut-off for that state to a level where there are number of candidates that can fill the vacancies. Same in case of Andhra, it is the opposite; where in the number of vacancies is lower than the number of people actually scoring 89 or above.

Example: Gujarat

Number of Vacancies in Gujarat: 50

Candidates scoring more than the cut-off of 89 marks: 35

Number of Vacancies unfilled: 15

In this case the IBPS fixes the cut-off and sees the minimum score that can be adjusted to accommodate those 15 required to fill the vacancies. So it goes through the scores and finds out that if it keeps the cut-off at 89 itself, there are other 15 candidates that can qualify and hence the vacancies can be filled. And so it has lower cut-offs.

Same Example for Andhra Pradesh:

Number of Vacancies: 50

Candidates scoring more than the cut-off of 89 marks: 70

Number of Excess Candidates: 20

In the above scenario, the IBPS relooks the scores and adjusts the cut-offs so that there are no excess number of candidates that can qualify for the jobs for that state. To this end, what it does is, it checks the scores and may be finds out that if it raises the cut-offs by 6 marks, 20 candidates would not be eligible and hence the cut-offs are set higher.

The above is a fair practice, since the overall cut-offs are only an ESTIMATE of the cut-offs across the country and in our country with such diverse population there cannot be a common cut-off for all. Hence the state wise cut-offs are the ones that matter the most and at the end of the day these are the ones that the candidates should be worried about.

When are cut-offs announced?

The cut-offs are typically announced after the interviews and the process of selection is over. There is a list that is out and candidates can have a look at that to have a fair idea based on their results, whether or not they will be selected. Soon after the final list of recruited candidates with their roll numbers and banks allotted is announced and all these details are available on the IBPS website ibps.in.

In the meantime, based on the difficulty level of the current papers and the trend of the previous years; there are Tentative or Estimated cut-offs that do the rounds on various forums; that can serve as a guide to knowing the expected cut-off this year.

Hope this cleared most of your doubts as to how the cut-offs are arrived and which cut-off matters and which doesn’t and why are there different kinds of IBPS Cut-Offs. Feel free to leave your queries or thoughts in the comments below.